Our clients are the heart and soul of our business. We recognise that no two individuals are the same and that their needs and requirements vary enormously.

We take the time to explore your situation and understand your aims and expectations. Once we have established an open and effective relationship based on an in-depth appreciation of your circumstances, we will develop a series of financial recommendations.

These will be clearly explained to you and discussed at your convenience. Once a plan is agreed, we will implement it according to your wishes.

We will monitor and assess your investment portfolio or financial plan as frequently as you wish, suggesting any necessary alterations and making changes as agreed.

John Cummings Wealth Management Ltd values strong relationships with our clients. We are in it for the long haul. We look forward to the opportunity to work with you.

The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.